The Florida Insurance Flip: How a Single Nail and a $10,000 State “Grip” Are Cracking the Paradise Tax in 2026

When Florida retiree Sue Maher received her renewal notice in late 2024, the “Paradise Tax” hit like a Category 5 surge. Her premium, already a staggering $3,800, jumped by an additional $2,000. For years, this was the Florida standard: a “hot mess” market where premiums tripled the national average and ...